The CFAR System

The Custom Financial Analysis and Review (CFAR™) system was created by us to do one thing, and do it very well – to get to know you, and to get you to know yourself from a financial perspective. It deals with your questions, your concerns, and develops strategies that help guide you to the life you want. And unlike other financial modeling systems, CFAR™ factors in personal feelings and emotional needs that affect your goals and life objectives. We try to make it easy, fun, and do it in a relaxed and casual manner.

Creative answers for all of life’s “what if’s”

Your Life

Problem

“I worry about my whole financial life… …about my corporate retirement plans…

…I worry that I’ll outlive my assets…

…and what happens to my family if something happens to me…?”

Your Objective

Problem

“I want my life to be simpler…

…between investments, insurance, estate planning, and taxes, everything’s all over the place.

…I’m not sure what to do…”

Your Strategy

Problem

“There are many ways to go, but I’m afraid I’ll pick the wrong one…

I don’t have the time to deal with it…

…I can’t seem to get started…

…It’s frustrating!”

Your Program

Problem

“It seems my advisors don’t talk to each other…

…I hear different things…

…the information is overwhelming, and the advice is underwhelming.”

Your Future

Problem

“Nothing ever stays the same…

…once my investments, insurance, tax situation, and estate plan is current, how do I keep it that way…?

Who will I be talking to?”

Action

We will examine your life as a whole - your fears, desires, aspirations, and provide you with a clear picture of where you stand. We will then help you envision what the rest of your life might look like.

Action

We will develop an in-depth analysis of your current financial situation, and the approaches you have taken.

Action

We will review the ideas developed in Step 2, present you with a strategic recommendation, and the rationale behind it – including the strengths, weaknesses, and opportunities.

Action

You will be working with our friendly, accessible, and highly professional team that knows you well. We will deliver unbiased advice, and work with any other advisors you may have.

Action

We know your plan. We know and protect your interests. We constantly monitor the market. We are never out of touch.

Benefit

Through painless and positive conversations, we will frame your life with proper perspective. This first step will help pinpoint both immediate and future needs that relate to both yourself and your family.

Benefit

You will know precisely where you stand today, and what needs to be done to help you reach your objectives. This will include concepts that are designed to increase after-tax income, and/or reduce income and estate taxes.

Benefit

You will know exactly how to move forward with a combination of options that will help you reach your financial objectives.

Benefit

You will feel the confidence that comes with having a well-conceived plan that has been set in motion, and that the right things are finally happening.

Benefit

By establishing a regular monitoring and review schedule, you will always know where you stand, and what changes need to be made. That way you have the confidence to relax, live life, and live well